After damage to your Queens, NY, home or business, it is logical to assume your insurance company will process your claim quickly and fairly. Unfortunately, many businesses and homeowners do not have this experience, and they may feel that everything they are requesting is being denied by the insurance company.
The Cost of Professionals
An effective solution to this common problem is to hire public adjusters in Queens NY. These are highly trained professional adjusters that work for you, not for the insurance companies. They are paid based on the percentage of the total claim. This amount is typically capped or limited by either local laws or state laws. It is not uncommon for a public adjuster to have lower rates based on the total value of the claim.
When to Hire Your Own Adjuster
It is a good idea to find public adjusters who will provide a free assessment of the damage to your property and an estimate of the damage. This helps to compare what the insurance company is offering compared to what an independent professional is recommending as a potential claim settlement range.
• Large claims – when the value of the property damage is signficant, hiring your own adjuster ensures that the insurance company is not offering a low settlement amount.
• Negotiation challenges – hiring public adjusters provides a professional to assist with negotiation with both the insurance companies and the contractors. The adjuster will also submit claims on your behalf.
• Low claim amount offered – often insurance companies only offer a low claim amount or deny some of the damage or some of the claim. Having an independent professional on your side helps address these issues.
Hiring an adjuster is a wise step in many types of claims in Queens, NY. Choose a trusted, experienced adjuster to help you through these difficult times.
At 1800Adjusters, we provide public adjusters with the experience and expertise to assess your damages. For more information or to schedule a free consultation, see us at www.1800adjusters.com.
